You’ve paid into your vision insurance all year. Now is the time to make the most of it. Many plans cover more than most patients realize, including comprehensive eye exams, contact lenses, and stylish new eyeglasses.
Here’s what many people forget: most vision benefits reset on January 1. If you don’t use them, you lose them. No carryovers. No refunds. No exceptions.
At Forney Eye Associates, we want to help you get the most out of your plan - and keep your eyes healthy while we’re at it.
What Your Vision Plan Really Covers
Your vision insurance isn’t just for unexpected eye problems. It’s a smart way to stay ahead of common vision issues and get affordable care all year long. Most plans include:
- A comprehensive annual eye exam
- An allowance toward glasses or contact lenses
- Discounts on lens upgrades like anti-glare or blue light protection
- Partial coverage for vision-related concerns like dry eyes and digital eye strain
And that annual exam isn’t just about updating your prescription. It’s also an important step in spotting silent, progressive conditions like glaucoma, macular degeneration, and diabetic retinopathy. These conditions often show no early symptoms—and early detection makes all the difference.
What You’ll Lose After December 31
Most vision plans follow a “use it or lose it” policy. If you haven’t scheduled your visit or used your benefits by December 31, they disappear. That includes:
- Your fully covered annual eye exam
- Any unused frame or lens allowance
- Discounts on lens enhancements or contact lenses
- Flexible spending account (FSA) funds, if applicable
That’s potentially hundreds of dollars in unused care and eyewear - left behind. And you’ll have paid into your plan for the year without getting the full value from it.
Ways to Maximize Your Year-End Vision Benefits
Vision benefits are more flexible than people think. At Forney Eye Associates, we help patients take full advantage of what their plans offer.
Glasses
Looking for a backup pair? Want to try a new look for 2026? Most plans include an annual allowance you can use on prescription glasses, sunglasses, blue-light lenses, or even progressive lenses.
Contact Lenses
If you’re due for a refill or want to try something new, we can help. Our eye care team offers personalized fittings and carries a full selection of contact lens brands.
Lens Enhancements
Upgrades like anti-reflective coating, scratch resistance, and light-responsive lenses can make a big difference in comfort and clarity. Many plans cover these features, in part or in full.
Medical Eye Care
While not always included under vision plans, some insurance plans overlap with medical coverage, especially for issues like dry eye or eye allergies. If you’re not sure what your insurance covers, we’ll help you find out.
How to Book Your Appointment in Forney
We know December fills up fast. Holidays, school breaks, and end-of-year plans can make it easy to forget your eye care. But appointment slots go quickly, and the earlier you call, the more options you’ll have.
Here’s what you’ll want to bring:
- Your vision insurance card or FSA/HSA information
- Your current glasses or contact lenses
- A list of medications, especially if you manage diabetes, high blood pressure, or other health concerns
Need help understanding your plan? Give us a call. We’ll go over your coverage with you and help make sure you don’t miss out on any unused benefits.
Don’t Let Your Benefits Go to Waste
At Forney Eye Associates, we’ve seen too many people miss out on covered care because they waited too long. Whether you need new glasses, a fresh contact lens supply, or want to make sure your eyes are healthy heading into the new year, we’re here to help.
Use your benefits now. Schedule your comprehensive eye exam and avoid starting 2026 with unused coverage and blurry vision.
Request your eye care appointment online or call us. We proudly serve families in Forney, TX, and nearby communities.